What Next?
Working with The Norfolk Mortgage Company couldn’t be simpler. We are here to guide you every step of the way. Our experienced team is always available at the end of the phone should you have any questions.
Most mortgages will follow the following steps:
- Free Consultation – How much deposit? How much can I borrow?
- Information gathering
- Advise on best options for client
- Agreement in Principal
- Find Property
- Offer on property
- Full submission for client
- Offer of Mortgage
- Solicitors to complete checks
- Completion of Mortgage
- MOVE IN!
We are here to make the above steps as smooth as possible. Get in touch today to get started!
Tips on Buying a Property
- Are you ready?
- Have a free consultation with us. Unbiased advice from an independent broker is always the best route
- Banks and building societies have a small amount of products to choose from, we have access to hundreds
- Have you got enough deposit saved?
- Calculate how much you can afford to spend per month
- We arrange for an AIP (Agreement in Principal) lined up from a lender
- Calculate other costs you’ll have to cover, stamp duty, solicitor’s fee’s etc
- Starting your search
- Speak to Broker about Help to buy schemes
- Draw up ‘I would like’ and ‘really need’ lists
- Know the area and maybe drive around at night time.
- Go for a walk around the area
- Viewing
- Check out parking
- Check running costs, such as council tax and utility bills.
- Consider extending your search if you can’t find anything within your budget
- Arrange a second viewing to be 100% sure
- Making an offer
- We can arrange for an agreement in principal for the estate agent
- Ask for the property to be taken off the market as soon as your offer is accepted
- Moving
- Take out buildings and/or contents insurance (most solicitors will want to see this)
- Exchange contracts
- Move in
- Now relax
Authorised and regulated by the Financial Conduct Authority.
The Norfolk Mortgage Company Ltd is entered on the Financial Services Register under reference 764576.
The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages.
The guidance and/or advice contained within this website is subject to the UK regulatory
regime, and is therefore targeted at consumers based in the UK.